Rewards & Wallet
Store credit customers actually spend.
IP Cash is a real balance, not a points system. It compounds across every participating merchant, spends like cash at checkout, and — because it moves — it works.
0%
Higher second-visit rate vs. points
$0
Breakage banked in customer misery
0%
Portable across the network
One balance
One wallet across every participating merchant. No re-issuance, no separate apps.
Instant redemption
Show the code, scan the QR, or split-pay at checkout.
No expirations
IP Cash doesn't rot. Trust compounds when you don't play games.
Split payments
Pay part IP Cash, part card. Frictionless at the register.
Programmable
Merchants can mint IP Cash from any outcome trigger — receipts, reviews, referrals.
Transparent ledger
Every credit, every debit, timestamped. Full customer + merchant history.
Why not points
Points punish the customer twice.
Points require conversion tables, breakage models, and app maintenance — and they teach customers the reward isn't real. IP Cash is real, portable, and immediate. That's why customers actually redeem it.
Frequently asked
Is IP Cash cashable out to a bank?+
No — IP Cash spends at participating merchants only. That's what protects merchants and keeps liability network-bound.
What happens if a customer's earning merchant closes?+
IP Cash stays valid across the network — customers never lose spending power because a single merchant leaves.
Ready to see this on your checkout?
A pilot takes two weeks. Zero commitment, zero platform migration.